Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements in California
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by John Darer CLU ChFC CSSC RSP Wall Street Journal reports that "at least 10 states are considering some kind of major increase in sales or income taxes, including Arizona, Connecticut, Delaware, Illinois, Massachusetts, Minnesota, New Jersey, Oregon, Washington and Wisconsin. California and New York lawmakers already have agreed on multibillion-dollar tax increases that went…
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Be careful how you use the word “guarantee” when expressing structured settlement payments in settlement agreements, qualified assignments, or sales presentations.
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What are the Disadvantages of a Structured Settlement? Spray Gould Bowers, LLP If the plaintiff retains too much control over the proceeds, the IRS may look at the situation and decide that the tax benefit must be forfeited. Comment Huh? With a structured settlement the plaintiff chooses to take a portion of his or her…
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Structured settlements that are funded with annuities can at best provide a fixed increase that must be determined when the structure is created, compounding annually. This is not bad, but it requires a level of clairvoyance that simply cannot be represented as a cost of living adjustment
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Recent Appellate decisions in the Tomahawk and Ramos cases in Fresno County California represent a victory of sorts for J.G. Wentworth, in that California is not sinking into the sea as feared. Patrick Hindert ruins his own commentary on the subject in his presentation of “The Bigger Picture”
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The BBC points out today that California is the world's eighth largest economy and generates nearly 13% of US gross domestic product – which means what happens there matters for the rest of the country. The State is in a $24.3 billion hole, purportedly has the worst credit rating of any state and many commentators now "fear for…
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The structured settlement, settlement planning, litigation recovery management space IS NOT for part timers. Is it not a reasonable expectation of those that seek financial advice for those that dispense the advice to be financially literate in the subject matter?
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Tort victims do their own research and often use the Internet to do their research. The tort victim’s impression makes it clear that the market place confusion created by false and/or misleading advertising s a hindrance to tort victim’s efforts to get the relevant information they need.
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I have to say I am alarmed at the number of attorneys and even some settlement consultants that I encounter who appear to lack a fundamental understanding of structured settlement documents. The affliction appears to affect both sides of aisle. When reviewing a release where a structured settlement is an intended component, it is critical…