Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements Arkansas
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The following Question and Answer Memo was distributed by AIG/American General today. The AIG/American General memo addresses the recent AIG corporate earnings announcement, the recent ratings actions and reaffirms the strength of AIG/American General and the entire AIG global operations. Download qa_2008_earnings_and_updated_rating_agency_actions.pdf The AIG/American memo follows two recent Structured Settlements 4Real posts on the topic:…
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The intrinsic value of your existing structured settlement will likely increase over the next 4 years regardless of who is the next President of the United States, John McCain or Barack Obama. To best part is that to get this increase in value you don't have to do anything except keep receiving your payments as…
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Unlike bond payments, structured settlement annuity payments can be customized. But structured settlements can also be designed to simulate a bond ladder.
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San Francisco tax attorney Robert W. Wood has penned an interesting article in the February/March 2008 edition Journal of Tax Practice and Procedure entitled "Electing 468B Trust Treatment for Lawyer Trust Accounts After Receiving Settlement Proceeds". Relation Back Election Wood suggests that it is possible to "save the day" using what is known as the…
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The article discusses the implications of a beneficiary’s death before the annuitant in a structured settlement annuity. It emphasizes the importance of careful beneficiary designation and consideration of contingent beneficiaries. Regular reviews are advised to reflect life changes such as marriage, divorce, and death, while noting that changes may not always be possible.
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A structured settlement annuity carries no external fees. Unless you have negotiated to pay an external fee, you do not have to fork over a check to an agent or broker.
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Structured attorney fees, properly designed, can save and defer taxes for the attorney or law firm. The savings can be significant due to deferring the taxation on the principal and on the accrued but unpaid interest. Neither the principal nor the interest earned on the principal are taxed as ordinary income until the year payments…
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Transamerica Life, Commonwealth Monumental and People’s Security structured settlement payees may have a need for service and Alliance One services these payments for Wilton Re, which acquired the former AEGON companies.
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Any money paid in commissions to structured settlement firms, settlement planners, personal injury lawyers, bankruptcy lawyers and financial planners comes right out of the tort victim’s bottom line.
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These firms are known to pay commissions and/or fees on referrals for structured settlement factoring transactions. This post is about those who take these fees and don’t make an upfront disclosure of such fees and how it impacts the bottom line of tort victims on these transactions