Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Structured Settlements Arkansas
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2018 was a good year for structured settlements. Preliminary reports suggested after the end of the 3rd Quarter that industry production might again exceed the symbolic $6 billion. Market volatility, interest rate improvements in the 2nd half of the year, new products and companies available to a larger group producers and greater sophistication of industry…
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Lead plaintiff John Griffiths and I got ahead of this, making the discovery in Fall 2014. The 2015 class action filed by Marcus & Auerbach led to what can only be seen as a positive result for over 4,000 annuitants. Nobody lost money, no money was in imminent danger and this was nipped in the…
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Recycled structured settlement payment streams (structurred settlement receivables) are not a suitable replacement for traditional structured settlements. Because the structured settlement receivable is taxable and also fraught with risk, the deal is not as good as advertised
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A Qualified Assignment is Not a “Pickled Pepper”. In order to make a qualified assignment of an obligation there needs to be an obligation to assign. Arranging to have something dedicated is not an obligation. If I dedicate the next song to you, that is not an obligation.
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Structured Settlement annuities are only placed by or in conjunction with licensed agents, brokers and consultants who hold active life insurance licenses. Even if someone calls themselves a settlement planner, they are acting s agent or broker when placing, or co-broking a structured settlement annuity
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Non qualified structured settlements help spread tax liabilities throughout future years, smoothing out income and potentially alleviating high tax obligations in the year of settlement. A potentially greater overall payout than would otherwise be achieved with a lump sum payment even after taxes
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Structured settlements aren’t sexy and never were, but consider that the 2% year over year structured settlement industry growth (as measured by annuity premium) was achieved despite lingering low interest rates. This is the second straight year of recovery.
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ING USA is rebranding as Voya Financial Group, but this change does not currently affect structured settlement payments issued by Security Life of Denver. Payments continue as usual, and those needing to update address, bank accounts, or beneficiaries can contact customer service at 800-238-6273, option 4.
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The committee concluded that a full-time judge may accept an invitation to speak at the annual conference of a not-for-profit association of legal and financial professionals involved in the structured settlement payment transfer process. The association is permitted to pay the judge’s reasonable travel and lodging expenses
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A rated age helps quantify the cost of funding a structured Medicare Set Aside Arrangement (MSA) at the maximum discount and a more cost efficient funding of the future pain and suffering and future medical elements of damages in a New York structured judgement