Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Why Take a Structured Settlement? | 4structures.com LLC
- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
about
Category: Structured Settlement Quotes
-
Pacific Life Insurance Company* has extended its lock in period to 12 months from 6 months in a move that will make it a bit easier to deal with intolerable delays associated with Surrogate Court approvals necessary in New York wrongful death cases. It will also be helpful on infant compromise cases.
-
The rated age extension brings Pacific Life and Pacific Life & Annuity structured settlement quotes in line with a number of other New York admitted structured annuity issuers and recognizes the fact that cases develop over a period of time that often exceeds 6 months.
-
John Darer, a structured settlement expert, discusses the evaluation of structured settlement quotes and the intricacies involved in quoting annuities. He highlights potential pricing issues encountered while collaborating with structured settlement consultants. For quotes, he encourages interested individuals to call 888-325-8640. Last updated on November 19, 2025.
-
The rush to lock in structured settlement plans may not be in the plaintiff’s best interest where there is a long funding horizon. At some point you do need to lock in, but decide on the type of structured settlement payment stream or streams first and then shop the market for daily rates.
-
Structured settlements expert John Darer reviews the structured settlement lock-in and the challenges to file closing efficiency created by Defendants or Insurers who, whether by statute or custom, elect not to fund structured settlements in advance of important but unpredictable events.
-
While selling structured settlement payments certainly isn’t the first choice to raise liquidity, in some cases it IS the only choice. This woman was able to preserve over $30,000 more of the present value of the payments she was selling, by shopping around.
-
The Pacific Life agreement to eliminate lock in fees for up to 6 months on its structured setlement annuities, is an importanat underwriting concession that makes it easier to place structured settlement annuities in a shifting interest rate environment
-
Both of the following terms have their origins in the Middle English of the 12th-13th century but have distinctly different meanings. Council 1. an assembly or meeting for consultation, advice, or discussion; 2. a group elected or appointed as an advisory or legislative body; 3a a usually administrative body 3b an executive body whose members are equal in…
-
4structures.com is the only legitimate source of structured settlement annuity quotes that comes up on the first page of Google search for structured settlement quotes at time of posting..