Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: structured settlement buyers

Structured Settlement Mailbox Companies: Structured Settlement Payment Buyers That Only List Mail Boxes

December 4, 2013

If you are thinking about doing business with cash for annuity company that offers to buy your structured settlement, only do business if the structured settlement buyer gives up its real address. If a company will not give up its real location you simply have to ask yourself why?
Safeguards for Settlement Recipients | Dealing With Financial Immaturity and Settlement Money

January 7, 2013

Should large cash settlement payments be given to young adults? This blog post is a shout out to parents, judges, lawyers, lawmakers and a certain Surrogate in Kings County New York City.
Understand the complexities of structured settlement cash now claims. Real timelines versus misleading promises

March 2, 2012

Structured settlement buyers are even criticizing structured settlement “cash now” . Shannon Harvey, spokesperson from Richardson, Texas based Annuity Transfers, Ltd.says “If they are following the law, this (cash now) is not going to happen. Do not let anyone tell you differently”.
Rhode Island Judge Netti Vogel Warns of Financial “Vultures”

February 3, 2008

Judge Vogel’s passion is indicative that some judges are taking their roles, in evaluating whether a structured settlement factoring transaction is in the structured settlement annuitant’s “best interest”, very seriously.
Washington DC Structured Settlement Buyer Gloats About Cash Now Strip

January 1, 1970

Never trust a salesperson who won’t give you his or her last name, particularly in an industry of structured settlement buyers were there is no licensing and poor enforcement of what regulation there is.