Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Annuity
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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Your “dating habits” can get you into trouble when establishing structured attorney fee programs, attorney fee deferred compensation,and structured settlements for taxable damages..Avoid January 1 payment dates and resulting funds being deposited into your account, arriving before January 1,..
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A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
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Structured settlement annuities had a RECORD 4th quarter of 2022, as increasing awareness of rising interest rates looking good against a volatile stock market, plummeting crypto and hard work by industry members, catapulted industry production to close to its all time record achieved in 2019.
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,
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It is actually smart risk management on the part of Prudential. Insurers must have assets to match against liabilities under state insurance regulations. Large volumes of business coming in under book rates present challenges that are increasingly difficult to manage when rates shift at warp speed.
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A structured settlement broker is a licensed and regulated professional who provides professional advice and places structured settlement annuities and may provide fianncial advice and placement of financial vehicles pursuant to professional licenses.
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A structured settlement annuity is owned by qualified assignment companiy, not payees of the structured settlement. A settlement agreement creating the structured settlement, states that the assignment company has all rights of ownership of the annuity. Payee owns the right to receive payments.
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In a buy and hold, the structured settlement annuity policyholder is the Defendant or the Defendant’s insurer. With the qualified assignment method, the qualified assignment company is policyholder. Where does not leave the person receiving payments? Read on.
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What happens with a life annuity if you die? Why would anyone want a life annuity? How Do You Provide For Beneficiaries When Establishing a Structured Settlement Annuity or Retirement Income Annuity? What is Long Loife Planning? What is Longevity Risk?