Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Structured Asset Funding/123 Lump Sum
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If Robert Ostrov is the type of person that omits material facts from his CV and has made false statements about the highest structured settlement factoring discount rates on his watch, then is he fit to serve as a judge in Palm Beach County, where judging best interest of annuitants?
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In “Flawed System Lets Companies Make Millions Off The Injured”, Terrence McCoy of the Washington Post, questions the integrity of Portsmouth VA Circuit Court, calling it the “de facto clearinghouse for these (structured settlement factoring) transactions” and where most deals are approved and few sellers attend hearings, according to an examination of thousands of public…
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The back story to the Terrence Taylor structured settlement may be of interest to those following the lawsuit against 123 Lump Sum et al pending in the Portsmouth Circuit Court in Virginia.
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Terrence Taylor, a national news story featuring an Afro-American allegedly victimized by buyers of structured settlement payments; raising huge doubts over the adequacy of the Virginia Structured Settlement Protection Act and implementation of the best interest standard in the Portsmouth Circuit
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How can a Virginia judge determine Best Interest in less time than It takes for a fart to dissipate? If there was a case that justifies scrutiny of the so-called best interest test for structured settlements under the Structured Settlement Protection Act, this is it. 11 transfers approved in 2 years!
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Although not named as a defendant, Plaintiffs in Taylor allege that “on June 22, 2012 a company called Genex Strategies, Inc. wired $3,540.65 to Terrence’s bank account. In August 2014, Proctor attested that “Genex Strategies, Inc is not engaged in any trade or business in the United States”.
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Think ” erasing the pain” of debt which is an essential function that the structured settlement secoondary market provides. Appealing to a “numb nuts” who wants a sports car and is gullible enough to give up income stability for it appeals to greed not necessity.
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Unfortunately, there are many sham structured settlement buyers. A Google search may bring you to dozens of sites that are merely fronts for marketing companies who want to collect your personal information and sell it to others. How do you tell legitimate companies from the scams?
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It is no coincidence that the leading two structured settlement factoring companies invest substantial amount of money on saturation advertising campaigns that are memorable but universally annoying.