Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: State Insurance Guarantee Funds
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by John Darer CLU ChFC MSSC RSP CLTC The National Stuctured Settlements Trade Association (NSSTA) made a good faith attempt to address structured settlements during 2008 Financial crisis The NSSTA website featured a good faith Financial Security document created at the height of the 2008 financial crisis, when factoring vultures loomed overhead. This document was…
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Back in May, David Lewis at Stone Street Capital asks the following question on the Stone Street blog: "Should I be Concerned About My Insurance Company Making My Annuity Payments?" He then gives this answer: "The financial downturn has hit insurance companies, but you should not panic or take any action that…
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While the aforementioned is good news, what is particularly troubling is the possibility that structured settlement industry colleagues are breaking the law, including one that refers to what cannot be referred to under NC Insurance law as a “spare tire”.
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John Darer’s post discusses the implications of New York State Insurance Law regarding the State Guaranty Fund’s usage by licensed agents in sales. It highlights NSSTA’s support for developing clearer disclosure guidelines for annuity contracts and warns against misrepresenting guaranty fund safety, emphasizing the need for responsible information sharing with clients.
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Bloomberg reports that U.S. banks will pay an FDIC emergency fee based on their assets to rebuild the Federal Deposit Insurance Corp.’s reserves, putting a greater burden on large banks to replenish the fund amid the fastest pace of failures in 15 years.
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Despite the clarity of New York State Insurance Law I have been made aware, from plaintiffs , that on multiple occasions structured settlement brokers are doing that which is is expressly prohibited by Article 77. What is worse and what regulators need to be made aware of is that this is occurring when lower rated companies…
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At the time, I inquired, “Who are these structured settlement companies?” If attorney Lore’s statements are accurate, the actions of these “structured settlement companies” seem to contravene North Carolina law. N.C. See GS 58-62-96 (a)