Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
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Category: State Insurance Guarantee Funds
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Back in May, David Lewis at Stone Street Capital asks the following question on the Stone Street blog: "Should I be Concerned About My Insurance Company Making My Annuity Payments?" He then gives this answer: "The financial downturn has hit insurance companies, but you should not panic or take any action that…
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While the aforementioned is good news, what is particularly troubling is the possibility that structured settlement industry colleagues are breaking the law, including one that refers to what cannot be referred to under NC Insurance law as a “spare tire”.
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Bloomberg reports that U.S. banks will pay an FDIC emergency fee based on their assets to rebuild the Federal Deposit Insurance Corp.’s reserves, putting a greater burden on large banks to replenish the fund amid the fastest pace of failures in 15 years.
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Vigilance is important in these portfolio sales as Athene’s purchase of Aviva USA amply demonstrates. In Allstate’s case its Advance Funding Exchange Notice is an important liquidity feature. Protections must remain so Allstate annuitants are not left to the structured settlement factoring vultures.
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Given the veritable “tin cup” funding status that is most state guarantee funds I don’t think it serves the interest of plaintiffs to have the potential for irresponsible agents or consultants implying that the “safety net” is “just like the FDIC”, UNLESS it really is.
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Despite the clarity of New York State Insurance Law I have been made aware, from plaintiffs , that on multiple occasions structured settlement brokers are doing that which is is expressly prohibited by Article 77. What is worse and what regulators need to be made aware of is that this is occurring when lower rated companies…
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At the time, I inquired, “Who are these structured settlement companies?” If attorney Lore’s statements are accurate, the actions of these “structured settlement companies” seem to contravene North Carolina law. N.C. See GS 58-62-96 (a)