Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
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Category: State Insurance Guarantee Funds
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It is against the law to use the existence of the California Life and Health Insurance Guarantee Association for the purpose of sales, solicitation, or inducement to purchase any form of insurance covered by the California Life and Health Insurance Guarantee Association Act
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The Tennessee House and Senate bills excludes from coverage under the Act a person who acquires rights to receive payments through a structured settlement factoring transaction, as defined in federal law, regardless of whether the transaction occurred before or after the federal law took effect.
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Is the “Best Interest Test” in state structured settlement protection acts adequate to determine suitability of structured settlement factoring transactions, or should a Uniform Suitability standard be established that that places obligations on the settlement purchaser and/or their brokers or affiliates?
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It’s the well-established policy of the USA to oppose any attempt byan annuitant, payee or beneficiary to assign, transfer, sell, or factor annuity payments from an annuity contact owned by the United States, which was purchased as part of a structured settlement of an FTCA claim.
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As part of its effort to sell what it labels a direct investment in an annuity contract, the settlement purchaser states that “each state has a specific limited guarantee or fund for repayment in the event that an insurance company is not able to meet their obligations.
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Is it reasonable,to assume that the State of New York, the State of California or any other state will guarantee any “fakockta” insurance company, for an unlimited amount? ELNY annuitants are seeing the benefit and the draw back of that limit now.
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Retained asset accounts provide a significant benefit to survivors who are dealing with the emotional loss of a loved one. Financial matters may not be the first thing on their minds, and retained asset accounts provide a secure place for life insurance policy proceeds.
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by John Darer CLU ChFC MSSC RSP CLTC The National Stuctured Settlements Trade Association (NSSTA) made a good faith attempt to address structured settlements during 2008 Financial crisis The NSSTA website featured a good faith Financial Security document created at the height of the 2008 financial crisis, when factoring vultures loomed overhead. This document was…