Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
about
Category: Stamford Wrongful Death
-
“What is constructive receipt?” How to avoid constructive receipt to take advantage of structured settlement benefits. Avoid the Grim Reaper of Structured Settlements.
-
Jhn Darer reviews the subject of structured settlement rated ages and impaired risk underwriting as it applies to structured settlements and structured judgments. Attorneys, judges, plaintiffs and claims adjusters can all benefit from the information in this podcast, the first of a two part series.
-
Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
-
In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.
-
A sailing tragedy that resulted in the drowning death of a 3 year old Brooklyn girl, Alexandra Vitale, when the 16 foot Hobie Cat on which she was riding tipped over near Cockenoe Island in Long Island Sound.
-
A Structured Settlement COLA, or Cost Of Living Adjustment, is a fixed annual increase in future payments, elected before settlement finalization. While typically non-taxable, certain scenarios—like variable income streams or taxable damages—may incur tax liabilities. Recent developments include new index-linked structured settlement options by various insurers.
-
Proper documentation of consideration is vital for structured settlement payments, particularly the “promise to pay” for periodic payments. Inadequate wording may render the settlement defective, leaving plaintiffs unprotected. It’s essential to ensure obligations are clearly stated to avoid future complications in qualified assignments, as outlined in IRC 130(c).
-
Litigation is a draining process and plaintiffs may have symptoms of post traumatic stress. Others may feel relief. Still others may feel a void in their lives because of the time and space that the litigation has taken in their minds.