Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Stamford Settlement Planinng
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Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
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Naming a beneficiary with the structured settlement annuity issuer means that the proceeds will begin to flow directly to your beneficiaries without delays and costs associated with probating an estate. It’s the matter of completing a claim form and providing a copy of the death certificate.
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Thinking about what happens to structured settlement payments after the death of the Measuring Life, which of these four statements is correct?
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The article, by John Darer, discusses the complexities and potential legal issues surrounding factored structured settlement receivables as qualified funding assets. It raises concerns about misrepresentations of structured settlement payment rights, questioning the legitimacy of these agreements and their tax implications under Internal Revenue Code. The author urges readers to seek clarification and professional advice.
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The words “certain” and “guaranteed” are terms used in settlement documents to describe payment obligations in a settlement agreement and in structured settlement annuities and other income annuities. Both are often used in a way that suggests the terms are synonymous, but are they?
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The Master’s Structured Settlement Consultant (MSSC) is an advanced credential earned by qualified structured settlement consultants and settlement planners from NSSTA and the Stayer Center for Executive Education at the University of Notre Dame (currently University of Texas at Austin)
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A Special Needs Trust helps preserve the plaintiff’s/ trust beneficiary’s eligibility for Medicaid, SSI and other governmental programs. A Settlement Preservation Trust is an alternative less restrictive settlement management trust for spendthrift protection, controlled liquidity, flexibility
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Depending on the non qualified assignment facility used, non qualified structured settlements can be funded with annuities, United States Treasury obligations, professional money management (based on objective formula) and/or structured settlement payment rights.
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A structured settlement annuity may provide a contractual guarantee “to pay out for a lifetime”, however long that is. Depending on the age of the annuitant actual lifetime may exceed the maximum term of available bonds. With medical improvements and healthier living people are living longer.
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.