Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Stamford Intellectual Property

  • Funding Agreements in Non-Qualified Assignments

    Funding Agreements in Non-Qualified Assignments

    Annuities have long been the main avenue for funding structured settlement obligations, but funding agreements have emerged as a significant alternative in the non-qualified assignment market. They offer increased flexibility for diverse payment situations without replacing the existing annuity framework, allowing for tailored solutions in complex funding scenarios.

  • MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements

    MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements

    MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.

  • Intellectual Property Structured Settlements: Tax Considerations and Planning Opportunities

    Intellectual Property Structured Settlements: Tax Considerations and Planning Opportunities

    Structured settlements in intellectual property disputes can stabilize income, mitigate financial risks, and offer tax advantages, making them beneficial for both plaintiffs and defendants. These arrangements can transform unpredictable payouts into consistent cash flows, aligning with the long-term economic harm often seen in IP cases. Proper planning and drafting are essential for their effectiveness.