Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Smithtown Structured Settlements
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by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
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Long-Term Services and Supports (LTSS) are vital for individuals who cannot perform daily activities, yet often overlooked in settlements. Structured settlements provide essential financial stability for ongoing LTSS needs, allowing for predictable, long-term care funding. Integrating Special Needs Trusts and ABLE accounts further ensures that these supports remain sustainable and effective.
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A structured settlement is a financial arrangement where a claimant receives part of their compensation as periodic payments instead of a lump sum, often following a personal injury or wrongful death claim. Governed by specific IRS regulations, these settlements can be funded through life insurance companies or government obligations and offer tax benefits.
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Qualified assignment paragraph 9, the IRC 130(c) unwind clause has from time to time given some defense lawyers “twisted blood” . An unwind of the qualified assignment might hurt the payee as well, if a qualified assignment release and pledge agreement ia used to give the payee a security interest
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NY personal injury lawyers should bring in a credentialed financial settlement expert, experienced with CPLR 50A and/or 50B structured judgments and caluclations, as early as possible to help them and the clients analyze their options, document their file and make the best fully informed decisions