Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Settlement Trust Company

  • Securant Bank & Trust Troubling Stats | 4th Biggest Loss of Wisconsin Banks

    Wisconsin Banks continued their steady improvement in the second quarter of 2012, but Securant Bank and Trust, whose trust operations are promoted by certain settlement planners and national marketing organizations,  continues to suffer some of the worst losses, according to this article in Milwaukee Wisconsin Journal Sentinel on August 28, 2012. The Journal Sentinel cited an August 28th…

  • When A Bank Fails, Are Trust Assets at Risk?

    Securant Bank & Trust  of Menomonee Falls, Wisconsin was subject of this FDIC Consent Order dated August 20, 2010 Download Securant Bank & Trust FDIC Consent Order 2010-08-20. As preferred settlement trust vendor for one of the structured settlement industry’s largest brokerage organizations, and an institution that was a recipient of TARP funds,  it would…