Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Settlement Planning Issues
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Should you name a beneficiary, or just leave guaranteed structured annuity payments, or life insurance proceeds, to your estate? Registered Settlement Planner and Chartered Financial Consultant John Darer from Stamford, Connecticut frames the issue in this video. Words of wisdom… “When they refer to you as ‘The Late…’ You Don’t Wanna Be Intestate AND,…
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by John D. Darer CLU ChFC CSSC RSP Good news regarding Florida’s legislative efforts to statutorily protect inherited IRAs from the claims of creditors of a debtor beneficiary under Florida state law! House Bill 469 unanimously passed both the Florida Senate and House and was sent to the Governor for signature. HB 469 amends Section…
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The United States Consumer Price Index for Urban Consumers (CPI-U) hit 3.63% in July 2011 according to Inflationdata.com
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Despite Babener’s research a number of structured settlement stakeholders continue to make factual assertions regarding dissipation that conflict with Babener’s findings. The following shows that there is even a 5% swing in facts asserted about dissipation by several structured settlement stakeholders
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The limits of deductibility for long term care insurance have increased for 2011, but who benefits? Attained Age Before Close of Taxable Year 2011 Deductible Limits40 or less $ 340More than 40 but not more than 50 $ 640More than 50 but not more than 60 $1,270More than 60 but not more…
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Source: The SunAmerica Retirement Re-Set Study, July 2011 and Financial Planning News. Results based on an April 2011 Harris Interactive survey of 1,001 Americans over age 55. The importance of "guarantees over volatility" as shown in the results of this study are consistent with the Baby Boomer study which I wrote about earlier this month. We…
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My tabulation of Weiss ratings of various structured settlement annuity issuers was not surprisingly not well received by all of the insurers because Weiss does not give the highest ratings to some companies that have high ratings from S&P or A.M Best or others. With some obligations stretching decades into the future, I personally believe…
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The “Grillo Case” illustrates potential attorney fee liability for not considering structured settlements. Legal malpractice concerns arise over whether there is a duty to offer them, especially given errors in reporting on the case. The firm’s failure to implement a Special Needs Trust contributed significantly to Medicaid losses, not merely the structured settlement discussion. Legal…
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Should you sell your structured settlement payments to finance a down payment on a home, as a number of cash now pushers suggest? Don’t let short term thinking get your ship sinking!