Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Settlement Planning Issues
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Would you feel safer receiving structured settlement tax-free income from the likes of Berkshire Hathaway, USAA, New York Life, Pacific Life, MetLife, Prudential, United of Omaha or a municipal bond from San Bernardino or Detroit in today’s market?
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Level premium term life insurance which can go out to age 95 is now available at very attractive long term premiums so that older plaintiffs, plaintiff attorneys and others who can’t afford, or choose not to pay, higher premiums for whole life or other permanent coverage.
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Securant Bank & Trust still has not repaid its TARP obligation and is behind on dividend payments according an April 22, 2012 report in the Journal Sentinel. The bank provides settlement trust services to personal injury claimants through certain settlement consultants.
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by John Darer CLU ChFC MSSC RSP CLTC The Federal tax increases, or effective tax increases, arriving in 2013 have both settlement planning and financial planning implications and may have a positive effect on the utility of structured settlements, structured attorney fees and other financial solutions involving structured periodic payments. A. Increase in personal income tax rates…
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Wisconsin Banks continued their steady improvement in the second quarter of 2012, but Securant Bank and Trust, whose trust operations are promoted by certain settlement planners and national marketing organizations, continues to suffer some of the worst losses, according to this article in Milwaukee Wisconsin Journal Sentinel on August 28, 2012. The Journal Sentinel cited an August 28th…
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A structured settlement IS an appropriate solution for many litigation scenarios, not just personal injury or workers compensation. But like a good medication, it needs to be dispensed in an appropriate dosage.
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Employment Related Structured Settlements can help Bridge Gaps, Defer Tax and Guarantee Cash Flow to Help Settle Employment Cases. An incredibly humanistic settlement solution for employment related claims and lawsuits
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Between 1983-1989 1,500* injury victims shunned more established companies and diversification, to to put all their eggs in one basket, 100% of their structured settlement annuities with a single, small, junk bond rich company, Executive Life Ins.Co of NY/ ELNY, which offered the highest rates.
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by John Darer CLU ChFC CSSC RSP The Center for Medicare and Medicaid Services recently issued an Advanced Notice of Proposed Rulemaking (ANPRM), seeking public comment concerning Medicare Set Aside Arrangements and protecting Medicare's interest with respoect to claims in "automobile and liability insurance (including self-insurance), no-fault insurance, and workers' compensation when future medical care…
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The Affordable Care Act, including its individual mandate that virtually all Americans must buy health insurance, is constitutional according to an opinion issued by the United States Supreme Court June 28, 2012.