Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Settlement Planning Definitions
Settlement Planning Defnitions include blogs which discuss the definitions and use of common settlement planning terms and examples
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A Qualified Assignee is an entity that assumes liability for making periodic payments in a structured settlement, funded by qualified assets. In contrast, a Court Ordered Assignee is an investor in structured settlement payment rights, which arise when structured settlements are sold, governed by qualified orders that ensure legality and protect payees’ interests.
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What is present value and how does present value relate to a structured settlement? What are the applications for time value of money calculations in the structured settlement and settlement planning arena.
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Be careful how you use the word “guarantee” when expressing structured settlement payments in settlement agreements, qualified assignments, or sales presentations.
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John Darer reviews the Registered Settlement Planner professional designation in the May 25, 2009 Connecticut Law Tribune and introduces Connecticut’s legal community to an elevated standard of practice for settlement planners..
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With the exeception of New York Life Insurance and Annuity Corporation, the qualified assignment company for structured settlements funded with structured settlement annuities issued by New York Life Insurance Company, qualified assignment companies are special purpose non insurance comapnies.
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How is structured settlement factoring “route one” to growth of the structured settlement industry? I keep asking the question of Patrick Hindert, who has let 52 days go by without supporting his postulate
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The "structured settlement illiterati" at Deal Flow Media served up more digital diarrhea with a story about pre-settlement funding on the company’s online Structured Settlements Wire. It SHOULD be obvious to readers that Pre-Settlement Funding HAS NOTHING TO DO WITH structured settlements. Pre-Settlement Funding is a form of cash advance available to tort victims with…
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I’m talking about the kind of “shrinkage” that mischaracterizes a useful settlement planning tool for “solid waste”. That is the major difference that exists between ” IRC 468B” and IRC 468b or 468(b)
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A Qualified Assignment is an assignment of obligation to make future periodic payments which satisfies the requirements of Internal Revenue Code (IRC) § 130. In a structured settlement agreement the original obligor (the defendant, insurance carrier for the defendant, or the trustee of a qualified settlement fund, assigns its obligation to make the future periodic…
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Busy Mass Tort plaintiff lawyers should be referring their clients to credentialed settlement planning experts and that by doing so, it may be more efficient, lead to better decisions by their clients, improved client satisfaction and ultimately, more referrals to the lawyers.