Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Settlement Planner Business Practices
-
Forge Consulting no longer states or implies that the life insurance companies it works with are "partners". Forge Consulting now correctly refers to these companies as "organizations it works with". The web page is much clearer, although the company still states the misleading "we insure futures" on the same page. Forge Consulting, LLC is not…
-
Where “Howdy Partner” is “Howdy Doody”.The term “Partner”, often thrown around casually today, carries a legal connotation that might suggest or imply something about the structured settlement broker’s relationship with a company that isn’t legally accurate.
-
Considerable danger arises when inexperienced settlement professionals, or even law firm employees, cut and paste sections of documents without an awareness of the impact of what they are doing, exacerbated by a lawyer or adjuster who does not take the time to review the document,
-
A plaintiff’s lawyer acts as the agent of the plaintiff. If the plaintiff or their lawyer has actual receipt, neither you nor they are permitted to structure the settlement. Similarly, if the plaintiff or their lawyer has constructive receipt, structuring the settlement is not allowed.
-
It is unfortunate that the overly aggressive and excessive use of QSFs by a small group of structured settlement brokers and planners could potentially lead to unfavorable outcomes from the Treasury. This may prompt increased scrutiny from annuity issuers and reduce options available to injury victims.
-
With respect to “no cost ” qualified settlement funds Counsel for the Arkansas Insurance Department, faced with the same set of facts presented to NY, stated: “After reviewing the NY Department’s opinion, I am of the opinion that the Arkansas Insurance Code would prohibit the activity
-
Many plaintiff advocates “foam at the mouth” on the subject of “full market access” (appointment or access to the most structured settlement annuity issuers). Why not on the subject of general creditor or secured creditor?
-
New York Insurance Advertising What Is “Out of Bounds”? Two published opinions from the New York Insurance Department which shed some light on what is not acceptable. While not specifically about activities of structured settlement brokers, they are instructive.