Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Secondary Market Annuity Risks
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Acquired structured settlement payment rights are not snnuities or insurance products.While insurance insolvencies are rare, they do happen. Investors are exposed when they invest in such receivables. I doubt that many of them are aware of this exposure.
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The risk for people who are already invested in other people’s structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company.
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The Court should be alert to the fact that Berkshire offers its annuitants a discount rate of 6.5 % as part of its Annuitant Hardship Exchange. Peachtree’s numbers need to come in below that. Buyers of structured settlement payment rights should not be subject to efforts to avoid the truth.
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Buyers of structured settlement payments try to pull a fast one on NY judges by justifying their absurdly inflated discount rates in transfer petitions. They dig up discount rates from legal cases as old as flip phones and use inferior-rated carriers to dress up their offers in NY-mandated disclosures.