Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Sarasota Structured Settlement Receivables

  • A Review of Genex Capital’s Fixed Rate Runner™

    A Review of Genex Capital’s Fixed Rate Runner™

    Genex Capital has improved clarity in its offerings by rebranding its Assured Annuity platform to the Fixed Rate Runner™, accurately describing payment receivables instead of annuities. This change reduces confusion allowing for better investor understanding and aligns with regulatory standards, encouraging the industry to adopt clearer terminology in the tertiary market.

  • 🧭 SmartAsset, Clarity, and the Cost of Terminology Drift

    🧭 SmartAsset, Clarity, and the Cost of Terminology Drift

    SmartAsset does a lot of good work. Their calculators, guides, and tools help millions of people understand financial decisions that would otherwise feel opaque. This post isn’t about criticizing their mission. It’s about strengthening the ecosystem they influence. Because when a platform with SmartAsset’s reach uses terminology that insurance departments do not support, the consequences…

  • The Truth About Structured Settlement Receivables

    The Truth About Structured Settlement Receivables

    It is a scam because investors cannot buy structured settlement annuities. Annuitants cannot sell them either, because they don’t own the underlying annuity. It is generally owned by a qualified assignment company. Investing means you sign a Receivables Purchase Agreement not an annuity application.

  • Are Structured Settlement Receivables a Qualified Funding Asset?

    Are Structured Settlement Receivables a Qualified Funding Asset?

    The article, by John Darer, discusses the complexities and potential legal issues surrounding factored structured settlement receivables as qualified funding assets. It raises concerns about misrepresentations of structured settlement payment rights, questioning the legitimacy of these agreements and their tax implications under Internal Revenue Code. The author urges readers to seek clarification and professional advice.