Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: San Jose Structured Settlements
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by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
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John Darer reviews a recent Forbes Advisor inaccurate “Expert Reviewed” structured settlement Holey Moly by a UCLA law professor, only 4 Months after publishing Jeremy Babener’s excellent Forbes Advisor contribution about structured settlements which had multiple credible sources.
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SF Weekly claims to be “San Francisco’s smartest publication. They claim to “take journalism seriously”. Where does taking in money from paid sponsors, enabling them to unload more crap than on the streets of San Francisco, intersect with “serious journalism”?
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Despite common industry knowledge that a principal of the firm does defense work, the firm’s website proclaims ” We are solely retained by the injured party to create settlement plans that are tailored to meet the needs of your client. Not the defendant”.
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A Structured Settlement COLA, or Cost Of Living Adjustment, is a fixed annual increase in future payments, elected before settlement finalization. While typically non-taxable, certain scenarios—like variable income streams or taxable damages—may incur tax liabilities. Recent developments include new index-linked structured settlement options by various insurers.