Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- When “Repositioning” Means Losing: The Structured‑Settlement Bridge to Crypto Is Collapsing
- Structured Settlement to Crypto Bridge is Falling Down?
- Wanted: Dead or Alive
- MJ Settlements PERSISTS with Exaggerated Financial Ratings for Genworth Payment Receivables
- QSF Tax Malpractice Allegations in UCLA Settlement Administration
about
Category: San Antonio Structured Settlements
-
by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
-
The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.
-
The IRS has consistently held that compensatory damages, including lost wages, received on account of a personal physical injury are excludable from gross income with the exception of punitive damages. Rev. Rul. 85-97 and also see Commissioner v. Schleier, 515 U.S. 323, 329-30 (1995). says IRS.
-
Carron Nicks’ structured settlement sophistry for NOLO fails to differentiate between a settlement and an award.and uses an improbable example in which the exemplar structured settlement simply parcels out principal over 10 years with no interest. Nicks fails on both counts..
-
In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
-
A structured settlement is not a judgment, but this fundamental fact seems to befuddle structured settlement factoring companies and/or their marketing teams..It’s all rather silly.
-
JG Wentworth must be buying something if people have been scoring all that “cash now”. What the heck is it? Think “Receivables Purchase Agreement” not ” Buying an Annuity”. Raising cash from your structured settlement means you are selling receivables or structured settlement payment rights.
-
Strategic Capital, a Canadian structured settlement factoring company, has become a Sustaining Partner of the Texas Trial Lawyers Association by contributing $27,000 to $36,000. Critics question the implications of “working alongside” lawyers in managing settlements and highlight the lack of regulation in this industry, suggesting that clients should explore options thoroughly before proceeding.
-
Important win for structured settlement annuitants in need of liquidity down the road, who cannot tap other sources. TX appellate court upheld annuitant’s right to continue seeking competitive offers, apparently allowing competitors to figuratively, “cut in during the middle of a dance”
-
Depending on the non qualified assignment facility used, non qualified structured settlements can be funded with annuities, United States Treasury obligations, professional money management (based on objective formula) and/or structured settlement payment rights.