Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Richard “Dickie” Scruggs

  • Any One in Tulsa Got a Shrug For Scruggs?

    Trickie “Dickie” saved the tax payers a whole lot a money by “copping a plea” for judicial bribery. Does he have more or less grace than Bill Lerach,  Robert Risk?If you’re going to put it out there you’ve got to make some sense in the first place.

  • Scruggs gets 5 Years for Bribery

    Richard "Dickie" Scruggs, the plaintiffs’ attorney who took on tobacco companies like Brown & Williamson (the subject of a 1999 Movie The Insider), was sentenced Friday to five years in prison for his role in a judicial bribery case. Scruggs earned hundreds of millions of dollars and became one of the wealthiest tort attorneys in…

  • Still Fawning Over The “Grace” of Bill Lerach | The Okie Pokey

    Fawning over the “grace” of Bill Lerach still lead story at the “Super Settlement Planning”, pulpit of Robert Risk, a Tulsa structured settlement broker and “tough issues tackler”. What of Bill Lerach’s “plea copping” arouses Risk where “copped pleas” of Dickie Scruggs and Melvyn Weiss do not?