Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Restructured Settlements
Restructured Settlements is a dubious and misleading term. To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.
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The post discusses the misconception of language surrounding structured settlements and their transactions. It emphasizes that terms like “restructuring” misrepresent the nature of these agreements, which involve the sale of payment rights rather than actual policy changes. The author urges clarity in terminology to protect payees and ensure informed decisions.
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No annuitant can sell a structured settlement annuity policy and no investor can buy it from the annuitant. So why is Black Square Financial lying to consumers over such a fundamental point?
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Black Square Financial’s restructuring is false and misleading advertising. Does the act of buying your structured settlement payments for pennies on the dollar constitute a financial plan under ANY standard?
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While the terms of a structured settlement typically cannot be changed, a 2009 Private Letter Ruling (200918001) issued to Symetra indicated that, under certain conditions, a “restructured settlement” might be possible through a structured settlement factoring transaction if specific criteria are met.
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To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.
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To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.