Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Restructured Settlements
Restructured Settlements is a dubious and misleading term. To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.
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No annuitant can sell a structured settlement annuity policy and no investor can buy it from the annuitant. So why is Black Square Financial lying to consumers over such a fundamental point?
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Novation Funding advanced money to a quadriplegic 4 times in the space of 2 years, then filed suit against the 50 year old Westbury, NY resident to get their money back after Mr. Shaw decided he was getting scammed by Novation and refused to move forward with selling his payments
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While the terms of a structured settlement typically cannot be changed, a 2009 Private Letter Ruling (200918001) issued to Symetra indicated that, under certain conditions, a “restructured settlement” might be possible through a structured settlement factoring transaction if specific criteria are met.
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To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.
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To do a so called “restructured settlement” you must sell your structured settlement payment rights AT A DISCOUNT, which might be substantial, BEFORE other products are purchased to create a new payment stream with the discounted amount of money.