Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Reno Structured Settlements
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In October 2024, a post revealed that a Henderson, Nevada business named “Structured Settlement” misrepresented itself as a structured settlement company instead of a collections agency. In 2025, Nevada clarified definitions of structured settlements in law, emphasizing their distinction from collections, ensuring consumer understanding of this regulated financial term.
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Nevada Department of Insurance does not include any reference to “Secondary Market Annuities” or “SMA”” among the types of annuities listed under Nevada law. If a receivable were a legitimate annuity and it isn’t a legitmate, why wouldn’t it be?
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Structured settlements are negotiated and are the result of a compromise. Awards are not settlements A Grammy Award is not a settlement. An Academy Award (Oscar) is not a settlement. Iff the President pins the Medal of Honor on you it is not a settlement. If you make Dean’s list it’s not a settlement.
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In Nevada they license prostitutes and stock brokers, accountants and nail salons, but there are no regulations about Licensing of Structured Settlement Factoring Companies and their representatives who provide pennies on the dollar to individuals receiving structured settlement payments.
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..
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Is a structured settlement an annuity? A structured settlement is not an annuity, it is a form of settlement that is typically funded with an annuity, but may be funded with other vehicles. An annuity is a type of qualified funding asset defined under IRC 130(d). A structured settlement can also be funded with United…
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Nevada District Court judge Kerry Earley found that structured settlement factoring company Seascape Leasing LLC and lawyers, Patrick M. Etchebehere and Julie D. Noe “committed a fraud on the court by clear and convincing evidence”
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The words “certain” and “guaranteed” are terms used in settlement documents to describe payment obligations in a settlement agreement and in structured settlement annuities and other income annuities. Both are often used in a way that suggests the terms are synonymous, but are they?
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Thomas Gross demonstrates an abject failure to comprehend the difference between a life settlement and a structured settlement. If you are going to write something about structured settlements, why not research the topic sufficiently? Short order chefs who cut corners get mediocre results.
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Las Vegas structured settlements. Why in this instance the Structured Settlement Watchdog® cannot let “what happens in Vegas” stay in Vegas.