Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Registered Settlement Planner
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John Darer, President of 4structures.com, LLC in Stamford CT, was the first settlement planner in the USA to earn the Registered Settlement Planner credential. The RSP’s rigorous graduate level coursework is designed for committed specialists in comprehensive settlement planning.
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The growing concern on the part of regulatory agencies – the SEC, FINRA and the Senate Committee on Aging – that unscrupulous advisors use their credentials to take advantage of consumers. Should this apply to solicitation of tort victims and their families?
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Ostrov attempted to justify the high structured settlement factoring discount rates, claiming it’s to “account for risk of default”, citing Executive Life, Reliance and Confederation Life. So why are such rates being charged for transfers of solid New York Life, Metropolitan Life and Pacific Life?
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Today’s Fort Myers News Press includes an interesting article by Fort Myers, FL elder law attorney William T. Edy, CELA, concerning Special Needs Trusts inspired by his attendance at the Academy of Special Needs Planners meeting in March. While the article is of interest concerning special needs trusts it contains certain points that are grossly…
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Tulsa based “tough issues tackler” and “corrupt lawyer, but classy ’cause he copped a plea” admirer Robert Risk, says the participation of several members of the Society of Settlement Planners at the Academy of Special Need Planners (ASNP) “illustrates how needs based settlement planners continue to separate themselves from product based structured settlement intermediaries. Risk…
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There is substantial overlap between financial and settlement planning. While so much focus has been placed on “the secondary market”, opportunities exist on the financial planning side that are being completely missed by structured settlement brokers and settlement planners. .
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I am proud to be part of the inaugural class for the Registered Settlement Planner program and encourage structured settlement brokers and settlement planners of all levels and ages to consider investing in your career development by enrolling in the program. Keep raising the bar. Embrace lifelong learning!
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Hindert tried to perpetuate the myth that the rights to receive periodic payments under a structured settlement were established by IRC 5891. Those rights are established by contract in the settlement documents that are part of settlement. That is why the consideration for a case that includes a structured settlement must be the periodic payments…
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The results of the study, which sampled 1,000 Americans, suggest that more education is needed for plaintiff attorneys and tort victims on the subject of structured settlements (and settlement planning, by extrapolation).
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According to an article published in this month's Financial Planning, "attorney Robert Thompson, president of Sage Financial Design in Simsbury, Conn., is passionate about forging new paths in financial planning. In conversation, one quickly senses the missionary zeal he brings to a wide variety of overlooked niche markets, including college planning, philanthropic planning, low-cost trust…