Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Queens Structured Settlements
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A structured settlement lock-in protects against interest rate shifts for brokers and planners at case resolution. It guarantees specific payment streams, often without fees for short periods. Lock-ins enhance satisfaction and funding security, especially for minors or wrongful death settlements. Absence of a lock-in risks delays and potential financial losses.
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A structured settlement is a voluntary agreement reached between the parties to a claim or lawsuit, under which the injured victim receives damages in the form of a stream of periodic payments
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The New York General Obligations Law 1705(e) creates an obligation on the part of the defendant or the defendant’s attorney to make:”a statement that the claimant is advised to obtain independent professional advice relating to the legal, tax and financial implications of the settlement, including any adverse consequences and that the defendant or defendant’s legal…
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The gist of New York Appellate Division’s 2001 decision in Lyons v MMIA, was that contractual privity exists in a settlement, and intentional or negligent misrepresentation of the structured settlement annuity’s cost by the defense constitutes fraud”
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Don’t kill the client’s ability to do a structured settlement. Avoid torching all your hard work after a long day of settlement negotiations at mediation by blowing it on flawed “cookie cutter” settlement documentation! Be mindful of the constructive receipt doctrine
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Structured Settlement Ethics | Why Structured Settlement Affidavit Matters
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Annuities soared to the top of the list as the most-asked-about financial product, with over 60% asking their financial advisors about them without prompting. People are looking for safety; they’re looking for guaranteed income that annuities provide.
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Presidential Life Insurance Company, former structured settlement annuity issuer in the 1980s and early 1990s, will be acquired by Athene’s wholly owned subsidiary, Athene Annuity & Life Assurance Company (“Athene Annuity”), a DE-domiciled insurer focused on retail fixed and index annuity sales and reinsurance.
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Structured settlement expert John Darer discusses the rights and responsibilities of plaintiffs and defendants under New York General Obligations Law §5-1702, a/k/a the New York Structured Settlement Protection Act, in this video podcast
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Structured settlement expert and Registered Settlement Planner John Darer®, CLU ChFC MSSC RSP discusses different aspects of structured settlements and different strategies and solutions that make structured settlement the ultimate in predictable income for plaintiffs