Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Queens Structured Settlements
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A structured settlement lock-in protects against interest rate shifts for brokers and planners at case resolution. It guarantees specific payment streams, often without fees for short periods. Lock-ins enhance satisfaction and funding security, especially for minors or wrongful death settlements. Absence of a lock-in risks delays and potential financial losses.
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A structured settlement is a voluntary agreement reached between the parties to a claim or lawsuit, under which the injured victim receives damages in the form of a stream of periodic payments
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The New York General Obligations Law 1705(e) creates an obligation on the part of the defendant or the defendant’s attorney to make:”a statement that the claimant is advised to obtain independent professional advice relating to the legal, tax and financial implications of the settlement, including any adverse consequences and that the defendant or defendant’s legal…
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The gist of New York Appellate Division’s 2001 decision in Lyons v MMIA, was that contractual privity exists in a settlement, and intentional or negligent misrepresentation of the structured settlement annuity’s cost by the defense constitutes fraud”
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Don’t kill the client’s ability to do a structured settlement. Avoid torching all your hard work after a long day of settlement negotiations at mediation by blowing it on flawed “cookie cutter” settlement documentation! Be mindful of the constructive receipt doctrine
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Structured Settlement Ethics | Why Structured Settlement Affidavit Matters
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Both adults and children must learn to recognize when they may be concentrating on short-term wishes at the expense of long-term needs. In addition, adults who feel that they are deficient in the financial literacy department have a wealth of resources available to them.
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Customized steady tax free income. You can even plan to go South every winter with structured settlement payments to pay for it.
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Annuities soared to the top of the list as the most-asked-about financial product, with over 60% asking their financial advisors about them without prompting. People are looking for safety; they’re looking for guaranteed income that annuities provide.