Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Plaintiff Structured Settlements
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The claimant's husband died in a terrible accident leaving her to raise young children. Although the caller was not a resident of New York at the time the structured settlement was arranged with Executive Life Insurance Company of New York. The obligation of a cadre of well known, mostly still operating liability insurers was transferred via…
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What is present value and how does present value relate to a structured settlement? What are the applications for time value of money calculations in the structured settlement and settlement planning arena.
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Acknowledge the value of a qualified settlement fund as a settlement planning tool when it is suitable, but avoid employing it indiscriminately based onbroker or planner solicitations, for the reasons detailed in this post.
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Internal Revenue Code § 104(a)(2) is an income tax exclusion which expressly states that punitive damages are not part of the exclusion
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Consider the individual or individuals you select to work with based on skill sets, credentials (such as Registered Settlement Planner) and experience not on bogus “legal malpractice” scare tactics that are prevalent in my industry’s advertising to trial lawyers.
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Disclosure of the annuity cost by the defendant has no impact on the income tax free aspects of a Structured Settlement; rather the unqualified availability is decisive.
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There is no question of the value to a plaintiff or plaintiff attorney retaining their own structured settlement planner or settlement consultant. What is in question are the allegations used by certain structured settlement planners to trial lawyers, to get their business.
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The gist of New York Appellate Division’s 2001 decision in Lyons v MMIA, was that contractual privity exists in a settlement, and intentional or negligent misrepresentation of the structured settlement annuity’s cost by the defense constitutes fraud”