Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Pittsburgh Structured Settlements
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by John Darer CLU ChFC MSSC CeFT RSP CLTC As more structured settlement designs reference external indices such as CPI‑U, the terminology used to describe them has expanded. Words like index‑linked, index‑based, and occasionally index‑backed appear in product materials and industry discussions, sometimes without clear differentiation. This brief guide provides a neutral, carrier‑friendly framework to…
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Savvy Scot chronicles life abroad (lives in Scotland, got married in Thailand on the beach). I’ll be “sporran” you the details which you can read for yourself if you wish. Aye, but Scot is off kilter in a random effort about selling structured settlement payments. Let’s give it a wee shoogle shall we?
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The terms Award, Reward and Settlement are sometimes muddled in the narrative put forward to consumers by hired influencers, promoters and even settlement consultants on the structured settlement misinformation highway.
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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The Barber case highlights the predatory practices of structured settlement factoring companies targeting a minor, Zach Barber, whose settlement was exploited for his father’s debts. Despite court orders protecting Zach, companies like Pinnacle and Sempra circumvented regulations, causing significant financial harm. This tragic situation serves as a cautionary tale for investors in structured settlements.
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Buy structured settlement receivables at your peril investors. That is the message that a November 2018 decision by the 3rd Circuit Court of Appeals overturning a 2017 summary judgment in favor of a PA couple who, on the advice of an adviser, bought “a secondary market annuity” with retirement funds.
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The term Settlement Exchange or Structured Settlement Exchange, implies a regulated marketplace. The truth is the opposite. To be legitimate any exhnage must be independently operated and managed, not tied to any structured settlement general agency, by common ownership, affiliation or otherwise.
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The term Settlement Exchange falsely implies a regulated marketplace. Settlement exchange is not like a stock exchange which IS highly regulated. There’s no federal or state supervision of a so called “settlement exchange”. Structured settlement sellers & investors should not be confused.
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Structured settlement payments are neither going to a “Barber Shop Duet” of factoring companies or their investors, nor to Zach Barber, the 18 year old Pennsylvania man whose disputed structured settlement payments were pillaged starting when he was only 10 years old, just yet.
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A 40 year historical journey of trademarks using the terms structured settlement, structured settlements, structured settlement company, structured annuities, settlement planning, settlement and settlement planners.