Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Periodical Payments (UK)

  • John Darer Reviews Structured Settlement Internal Rate of Return

    After determining the internal rate of return of the structured settlement proposal, you can compare it to the after-tax rates available through alternative structured settlement plans or by taking a lump sum and investing in various taxable or tax-exempt financial instruments.

  • Periodical Payments More Attractive Solution With Britain Tax Increase?

    Christopher Hope reports in today’s Daily Telegraph that in two years British taxes will rise to their highest level in 25 years. The article discusses a report by the UK think tank Reform , which seeks to obtain tax cuts for the middle class who have the highest effective tax burden.  It was reported that…

  • Why Periodical Payments? (UK)

    A recent study by UK insurer, Scottish Widows, suggests that British citizens are not adequately preparing for retirement. This morning on the treadmill in London, while watching a financial segment on  BBC1 citing the study, I learned that apparently many people are on a treadmill but not keeping up. According to figures cited from the…

  • UK Periodical Payments… Did You Know?

    Pursuant to Section 2(1) of the 1996 Courts Act, a Court awarding damages for future pecuniary loss in respect of personal injury may order that all or a portion of damages are to take the form of periodical payments? The power to order periodical payments may be used without the consent of the parties, in…

  • Structured Settlements Outside of United States

    Citizens of other countries could benefit from establishing a framework and infrastructure to enable structured settlements to be used on a more formal basis.