Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Pacific Life Structured Settlements
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
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Ethisphere, a global leader in defining and advancing the standards of ethical business practices, named Pacific Life and Prudential among the 136 honorees representing 22 countries and 45 industries that have earned the coveted designation of World’s Most Ethical Companies® in 2022.
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A structured settlement annuity is insurance product that (1) can provide multiple payment streams, as well as (2) different types of structured settlement payments, in a single annuity contract that can be customized to a person’s needs.
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With proper regulation, could structured setlement receivables be useful settlement planning tools in taxable damage cases if transactional risks can be minimized/eliminated and are fully understood by buyers and certain settlement planners and others stop misrepresenting them as annuities?
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Worried that Grendel had reappeared in Newport Beach, snorting fire, puffing smoke, and showering incentive trips to the Maldives on deserving structured settlement leaders, a modern-day Shakespearean quandary emerged: “to buy or not Dubai?” (that was indeed the question).
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By all accounts, 2018 was the best production year for the structured settlement industry primary market for a decade. Here are the highlights.
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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To support his overly broad, overly generalized, flawed conclusion, which I will dub The Phenomenon of ” Undisclosed Lavish Trip Creep”, Wolff-Mann relies on what amounts to jack, one company that has a leaders conference attended by 30, a large number of whom represent injury victims.
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Structured settlement annuities tend to be issued by largest and well capitalized insurers in the United States. 50% of the top 12 insurance holding companies in the United States include a subsidiary or subsidiaries that issue structured settlement annuities.
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A brief summary of the tax benefits of structured settlements in physical injury and non physical injury settlements with links to more information in case you want to get “into the weeds”.