Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
about
Category: Pacific Life Structured Settlements
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Pacific Life & Annuity Services, Inc., is the qualified assignment company for all Pacific Life branded structured settlements and include underwriting companies Pacific Life Insurance Company in all states but New York and Pacific LIfe & Annuity company for all claims with touch points to New York.
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A structured settlement annuity is insurance product that (1) can provide multiple payment streams, as well as (2) different types of structured settlement payments, in a single annuity contract that can be customized to a person’s needs.
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With proper regulation, could structured setlement receivables be useful settlement planning tools in taxable damage cases if transactional risks can be minimized/eliminated and are fully understood by buyers and certain settlement planners and others stop misrepresenting them as annuities?
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Worried that Grendel had reappeared in Newport Beach, snorting fire, puffing smoke, and showering incentive trips to the Maldives on deserving structured settlement leaders, a modern-day Shakespearean quandary emerged: “to buy or not Dubai?” (that was indeed the question).
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By all accounts, 2018 was the best production year for the structured settlement industry primary market for a decade. Here are the highlights.
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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To support his overly broad, overly generalized, flawed conclusion, which I will dub The Phenomenon of ” Undisclosed Lavish Trip Creep”, Wolff-Mann relies on what amounts to jack, one company that has a leaders conference attended by 30, a large number of whom represent injury victims.
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Structured settlement annuities tend to be issued by largest and well capitalized insurers in the United States. 50% of the top 12 insurance holding companies in the United States include a subsidiary or subsidiaries that issue structured settlement annuities.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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Structured settlement annuities, such as those issued by Pacific Life Insurance Company provide stable core income that people can depend on for a fixed period of time or for an income that cannot be outlived. A customized series of payments negotiated as part of the consideration for settlement.