Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- Comparable Annuity Quotes in New York Structured Settlement Transfer Petitions Ripe for Scrutiny
- 🍨🔥 HOT SLUDGE DUMBDAY
- Michael Saylor’s Strategy Sells 3,588 BTC — A Cause for Concern for Anyone Still Selling “Never Sell” Narratives
- Qualified Assignee vs. Court Ordered Assignee: Key Differences in Structured Settlement Terminology
- The Superseding Indictment against Joshua Wander: How a Collapsed Servicing System Hurt Real People and Exposed a Multi‑Year Deception📆⚠️
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Category: Oregon Structured Settlements
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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Beware structured settlement payment buyers who pimp a customer satisfaction guarantee if you do receive a better offer from another buyer, they will pay you $500. While it may seem like a good deal to chase the quick $500-$1000, there may be considerably more fat in the deal.
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If these folks actually bought an annuity, instead of the scam labeled derivative investments that they were sold, they wouldn’t be incurring the additional costs, aggravation or uncertainty.
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That’s not the way it’s supposed to work with annuities, but then again what Somerset Wealth sold the Coopers were structured settlement derivatives that were scam labeled annuities. A secondary market annuity is not an annuity.
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Structured settlement secondary market attacks on Berkshire Hathaway’s Hardship Exchange Program are generally rooted in self-serving distorted logic explained here. They covet the “herds of prey” like predators on the Serengeti Plain, it’s no wonder that glasses of “whine” have been raised by buyers.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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These examples of bad business conduct by structured settlement originators demonstrate possible reputation and financial risk factors for the settlement planners and the lawyers who refer them to their clients that may not been disclosed or even considered.
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If you live in Oregon and have a structured settlement, “muthaforkers” be knocking on your door, whether you are in Portland, Eugene, Lake Oswego, Salem, Beaverton, Bend, Medford or elsewhere.
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A legal case that teaches us that not all parents are honest with their children’s money. It teaches us the importance of good structured settlement documentation and follow thourgh. Nicole Herivaux v Metropolitan Life Insurance Company, Marie Herivaux, Supreme Court of the State of New York Index 650783/0217