Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: NJ Structured Settlements
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John Darer reviews the differences between fixed income structured settlements annuities and index linked structured settlment annuities in response to a jumbled explanation found on another website web.
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While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.
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Whether structured settlement payments have to be Equal (or Substantially Equal) depends on the Nature of Claim and the Settlement Planning Solution being used. Read about IRC 72(u), where it applies, and the exceptions to the non natural person rule. John Darer Reviews
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Ways to Use Structured Settlements in Settlement Planning 2024
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The key take away is that it is the damages that are tax exempt. With a properly established structured settlement, that starts with an obligation to make future periodic payments as damages on account of personal physical injury, An annuity commonly funds the periodic payment obligation.
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Structured Settlement Industry production figures have been released and it’s looking to be a record year, again!
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John Darer reviews what’s behind industry growth which saw March 2024 premium production at $774 million. Q1 2024 industry production was $2.273 BILLION, a new quarterly record that follows the structured settlement Industry’s $8.68B Record Year in 2023.
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John Darer, is a structured settlements expert who has written a number of blogs concerning structured settlement commutation riders. Here John Darer reviews a claim by Annuity.ORG, an organization that shills for CBC Settlement Funding of Conshohocken, PA, about commutation riders..
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
