Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: New York State Insurance Law
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In the last few months it is evident that a number of licensed insurance agents or brokers, whether individuals or firms, that are Partners For Justice with the New York State Trial Lawyers Association have begun to offer discounts for services. This post explores some of the ethical considerations and potential pitfalls of such practice.…
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A number of practicing trial lawyers have entered the structured settlement business. Some are brazen enough to advertise such on their legal web sites. Should such lawyers be mindful of the legal and insurance ethical tightrope that is teetered on when it comes to wearing two hats on their client's case? Can a lawyer do the legal work and also…
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The OGC’s conclusion is “The plain language of 11 NYCRR § 420.17(b) permits a licensee to share non-public personal health information for the performance of certain insurance functions “by or on behalf of the licensee” (emphasis supplied). The scope of that exception is limited to the same insurer
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New York judges are among the toughest in the United States when it comes to enforcing the Structured Settlement Protection Act. No “best interest”no approval of the sale of structured settlement. payments.
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This is the FOURTH time that this author has written on the subject in the last year. New York Insurance Law § 2122(b) (McKinney 2000), entitled "advertising by insurance agents and brokers", provides as follows: "Every agent of any insurer and every insurance broker shall, in all advertisements, public announcements, signs, pamphlets, circulars and cards,…
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While the credit default swap market is unregulated, insurance companies’ use of credit default swaps is. In New York, insurance companies are only allowed to use credit default swaps in very specific and limited ways, and only with approval, according to New York insurance regulator Eric Dinallo.
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John Darer’s post discusses the implications of New York State Insurance Law regarding the State Guaranty Fund’s usage by licensed agents in sales. It highlights NSSTA’s support for developing clearer disclosure guidelines for annuity contracts and warns against misrepresenting guaranty fund safety, emphasizing the need for responsible information sharing with clients.
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The NY York State Insurance Departmnet opined against an agent’s question about tying a contribution to a charity to the placement of a policy, stating “No, the contribution would constitute an improper inducement in violation of NY Insurance Law Sections 2324 and 4224 (McKinney 1985)