Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: New York Insurance Advertising
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by John Darer CLU ChFC MSSC RSP CLTC The National Stuctured Settlements Trade Association (NSSTA) made a good faith attempt to address structured settlements during 2008 Financial crisis The NSSTA website featured a good faith Financial Security document created at the height of the 2008 financial crisis, when factoring vultures loomed overhead. This document was…
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Why does this easily fixable problem still fester like an unattended boil?
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Forget The Rutter Group and their tortoise like five years, these esteemed industry colleagues apparently have the statistics for a TWO YEAR bust.
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NY insurance regulator opined that it was unlawful for an insurance agent/broker selling structured settlement annuities to advertise that agent/broker makes or has made donations to a not-for-profit organization of concern and interest to potential purchasers of insurance or annuities, such as NYSTLA
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In the last few months it is evident that a number of licensed insurance agents or brokers, whether individuals or firms, that are Partners For Justice with the New York State Trial Lawyers Association have begun to offer discounts for services. This post explores some of the ethical considerations and potential pitfalls of such practice.…
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This is the FOURTH time that this author has written on the subject in the last year. New York Insurance Law § 2122(b) (McKinney 2000), entitled "advertising by insurance agents and brokers", provides as follows: "Every agent of any insurer and every insurance broker shall, in all advertisements, public announcements, signs, pamphlets, circulars and cards,…
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The NY York State Insurance Departmnet opined against an agent’s question about tying a contribution to a charity to the placement of a policy, stating “No, the contribution would constitute an improper inducement in violation of NY Insurance Law Sections 2324 and 4224 (McKinney 1985)
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by Structured Settlement Watchdog Should one question how seriously some structured settlement agencies take New York Insurance Law? Structured settlement agencies who have been operating in New York state for years typically operate a website directed at New York residents that includes a list of structured settlement annuity issuers (life insurance companies) or the trademarked…
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The term “New York Licensed Structured Settlement Broker Consultant” is marketing B.S.