Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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Category: New York Insurance Advertising
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by John Darer CLU ChFC MSSC RSP CLTC The National Stuctured Settlements Trade Association (NSSTA) made a good faith attempt to address structured settlements during 2008 Financial crisis The NSSTA website featured a good faith Financial Security document created at the height of the 2008 financial crisis, when factoring vultures loomed overhead. This document was…
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Why does this easily fixable problem still fester like an unattended boil?
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Forget The Rutter Group and their tortoise like five years, these esteemed industry colleagues apparently have the statistics for a TWO YEAR bust.
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In the last few months it is evident that a number of licensed insurance agents or brokers, whether individuals or firms, that are Partners For Justice with the New York State Trial Lawyers Association have begun to offer discounts for services. This post explores some of the ethical considerations and potential pitfalls of such practice.…
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This is the FOURTH time that this author has written on the subject in the last year. New York Insurance Law § 2122(b) (McKinney 2000), entitled "advertising by insurance agents and brokers", provides as follows: "Every agent of any insurer and every insurance broker shall, in all advertisements, public announcements, signs, pamphlets, circulars and cards,…
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The NY York State Insurance Departmnet opined against an agent’s question about tying a contribution to a charity to the placement of a policy, stating “No, the contribution would constitute an improper inducement in violation of NY Insurance Law Sections 2324 and 4224 (McKinney 1985)
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If they’re going to put themselves out there as “striving to keep its clients updated on the latest news in the industry”, strive a little harder. It’s embarrassing when structured settlement industry colleagues neglect their storefronts.
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The New York Insurance Department Office of General Counsel makes it clear that an insurance agent or broker MAY NOT Make reference to an insurer, or use its logo in an advertisement, without indicating the location of the insurer’s principal offices
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May an insurance agent or broker make reference to specific insurers in an advertisement, or use only the insurers’ logos, without also indicating the location of the insurers’ principal offices? No says New York State regulators