Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: New York City Structured Settlements
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The article discusses Structured Settlement Commutation Riders, likening their value to fries accompanying a burger. It emphasizes the rider’s purpose in providing liquidity for beneficiaries and addresses misconceptions about their benefits, particularly regarding probate and tax implications. The author critiques misleading claims from settlement planners, highlighting regulatory aspects and the evolving landscape of estate tax.
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Punitive damages (sometimes known as “exemplary damages”), are damages intended to reform or deter a defendant and other from engaging in conduct similar to that which formed the basis of the claims in a lawsuit.
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If Harvey Weinstein, accused by numerous women of sexual harassment (and in a few cases, assault, ends up negotiating settlements with his accusers, many settlements will be taxable. After paying legal fees and federal and state income taxes, it could leave a third or less to the victim depending on their attorney’s contingency fee agreement.
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The U.S. Tax Court ruled in T.C. Memo 2017-191 that settlement proceeds to Laura Stepp for disability discrimination and related claims are fully taxable as gross income, as they do not qualify as personal injury damages. Proper documentation is crucial for determining the tax treatment of such settlements.
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While a believer in comprehensive settlement planning, I think that my settlement industry colleagues must be mindful of pushing a figurative “casino buffet” when all someone wants or needs is a 2lb New York slice. Be mindful that when someone is in transition the overwhelm wire can be tripped easily.
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Attorney Fee deferral funded with fixed structured settlement annuities can serve as a component of the stable foundation that allows you to invest other funds in higher-risk investments.
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Stress related to financial transitions like a NY personal injury lawsuit settlement, can temporarily impair the ability to make financial decisions. When a path is clear and you’re at your best decisions are easier. Sudden Money Advisors have a process and protocols to help clients find a path that works for them.
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You cannot fund a Structured Medicare Set Aside with a “secondary market annuity”. You cannot fund a Medicare Set Asidet with a “secondary market annuity” because a “Secondary Market Annuity” is not an annuity. A “Secondary Market Annuity” is a scam label for structured settlement derivatives.
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When you consider in 24 years, that some of the people who sold the “Structured Settlement Trust are retired or even deceased, it is fortunate that there was one seasoned veteran on a list serve who was spot on with the answer that it was Allstate’s version of the treasury funded structured settlement.