Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Category: Nashville Personal Injury

  • Taxable Equivalent Yield Explained for Structured Settlements

    The article discusses the misleading nature of high “rate of return” claims in structured settlement proposals, often characterized by terms like “tax-free rate” versus “taxable equivalent yield.” It emphasizes the importance of accurately understanding Internal Rate of Return (IRR) calculations, noting that different cash flows may yield varying results.

  • A structured settlement resolving a legal dispute involving damages for personal physical injury or sickness, as specified under IRC 104(a)(2), using a qualified funding asset defined in IRC 130(d), such as a structured settlement annuity generates income tax free periodic payments to the plaintiff