Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Funding Agreements in Non-Qualified Assignments
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
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Category: Misinformation about Structured Settlement Factoring
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An offer to purchase structured settlement payment rights involves a discount on the discounted present value. There are also legal fees and other costs, whether they are built into the discount rate at the time of solicitation, or disclosed up front. You will never get full value if you sell.
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The structured settlement watchdog “yellow cards” Mr. Didier for promoting his services by taking advantage of inaccuracies of others (that detracts from an otherwise well written article). Didier uses 2 invalid examples for predatory factoring discount rates at the expense of his competitors,
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The Novation Capital implication that money derived from the necrosis of your future financial security is a “financial stimulus” in the same vein as the checks United States taxpayers received in 2009 represents a just “stunning” level of sleaze/
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With no insurance license in Louisiana how can Platinum Financial Strategies legitimately say it “offers annuities”? “Platinum Financial Strategies of Lake Charles, LA is another example of a structured settlement factoring broker that uses insurance terms in a wholly misleading way
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Bogus. The Woodbridge structured settlement vaudeville act continues. It’s pretty clear that their latest move is meant to mislead consumers with false and confusing ad copy, making people think they’re offering free annuity quotes. In reality, they’re just giving quotes for the cash they’d pay in exchange for structured settlement payment rights. Moreover as I…
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180 people were allegedly duped out of $11 million believed to be going into investments in “court owned settlement annuities” by Rosi Ray (a/k/a Gloria Lujan), the proprietor of a Beverly Hills Store called “I Want That Bag”.
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Must NSSTA attempt to squeeze as much PR value as it can out of a Bronx judge’s technical error on a financial calculation, to bash a factoring company’s high discount rates when it would have been REALLY easy to do so without the misleading information?.
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If the Judge admits that the discount rate of 14.99% equals $19,540 and $17,340 is 88.74% of the present value with a 14.99% discount rate then logically, the discount rate CANNOT be 71.4%! Not pleased that my trade association chose to take advantage of the judge’s misstatement.