Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: MetLife Inc

  • 🎉 Happy Birthday, MetLife — 158 Years Strong

    🎉 Happy Birthday, MetLife — 158 Years Strong

    MetLife, founded in 1868, has demonstrated exceptional durability in the financial sector, surviving numerous economic challenges while remaining a reliable presence in structured settlements. Its 158-year history showcases adaptability, stability, and ongoing relevance in an industry marked by change. Happy birthday, MetLife, for continuing to evolve and thrive.

  • “MetLife Has Adequate Capital To Sustain Further Deterioration in The Economy”-CEO

    MetLife announced that it had elected NOT to participate in the US Treasury’s Troubled Asset Relief Program (TARP) stating “The company remains well positioned to continue meeting needs of clients and has the capacity and financial strength to further solidify its leading position in the industry.”

  • MetLife Announces Q4 2008 and FY 2008 Results

    Although reporting earnings fro the line were down $251MM for Q4 2008, Metife reported with respect to its Institutional Business that retirement and savings premiums, fees and other revenues grew 80% in Q4 2008 over Q4 2007 to $689MM. This was attributed to "several pension close out (terminal funding) sales in the UK, as well as higher structured…

  • MetLife Q2 2010 Earnings up 41% from Q1; Structured Settlements Up 9%

    The good news on structured settlement annuity issuers continues to pour in. This just in from the MetLife, the country’s largest insurer and one of the biggest issuers of structured settlement annuities. “MetLife continued to deliver strong results during the second quarter as it achieved top line growth and increased operating earnings by 41% over…

  • MetLife Praised by Barrons

    Barrons is bullish on MetLife in a June 19, 2010 feature article about the insurance company stating that they " might have written the right policy to ensure future growth". The Pluses The acquisition of ALICO from AIG is expected to double the percentage of operating profits the company gets from abroad and give it a foothold in…

  • MetLife “SIGNIFICANT INCREASE in Structured Settlement Sales”

    On the one year anniversary of the 2008 "epicenter of bad news", positive news is coming from MetLife. William J. Wheeler CFO of MetLife, Inc. said that Met is gaining market share in every one of its lines of business, according to a Dow Jones report posted on the NASDAQ website. In the Barclay's Capital…

  • Treasury Expected To Take Stake In Insurance Companies

    In a developing story the Wall Street Journal (WSJ) reports that the United States Treasury Department is contemplating taking equity stakes in insurance companies. The Treasury Department wants insurance companies to participate in its TARP Program, according to WSJ sources briefed by Treasury. The TARP program is a voluntary Capital Purchase Program to encourage U.S.…