Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Manhasset Structured Settlements

⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS

October 14, 2026

This guide aims to assist young adults aged 18-25 in navigating financial decisions related to structured settlements. It emphasizes the importance of understanding these payments as financial stabilizers, warns against predatory buyout offers, and encourages making informed choices that prioritize long-term stability over short-term cash needs.
4structures.com remains Most Informative Structured Settlement Website Per Super Grok

February 15, 2026

4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
Qualified Assignments from the ELNY Era and Qualified Assignments Now

March 3, 2013

Qualified assignments for structured settlements then and now. Helpful video on “What is a Qualified Assignment” featuring structured settlement expert John Darer®, a Master Structured Settlement Consultant from the New York City Metropolitan area
New York CPLR § 5003-a Prompt Settlement Payment: Defendant Not Structured Settlement Broker!

June 9, 2011

Is the structured settlement broker the agent of the Defendant for purposes of “tender” in New York CPLR § 5003-a, or is it an agent of the insurance company? How about the independent contractor who is handling the administration for the structured settlement broker?
NY Personal Injury Verdicts | Defense Doesn’t “Just Write Out a Check”. Don’t Forget 50A and 50B!

August 25, 2010

After winning a medical malpractice verdict in New York, the payment process involves complexities beyond a simple check. Attorney Gerry Oginski explains the post-trial and appellate process, highlighting the statutory requirements for structured judgments, which mandate annuities for future damages. These stipulations add risks for plaintiffs, particularly regarding customization and credit risk.