Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
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- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: longevity risk
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Long Life Planning. Addressing longevity risk. How will a settlement planner make protecting against longevity risk a compelling decision in a “cash now” society? What skills will tomorrow’s settlement planner need? Very long lives are not a distant privilege=- very long lives are the probable.
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Life expectancy does not reflect when someone will die, it means 50% of people will die before then end of life expectancy and 50% of people will live longer, many much longer. Structured settelments address what most people worry about the most, which is fear of outliving their money.
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Annuity Issuers Addressing Longevity Risk as Research Concludes People Are Living Longer. If insurers guess wrong on insureds or a lot of people or advances in medicine mean significant blocks are going to exceed expectations then there is a bigger drag on surplus. How they manage that is important.