Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
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Category: Long Term Care Costs
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Long term care stats may surprise you if you are under age 65. Long term care is not just your parents’ or grandparents’ issue. It’s yours. Calculate LTC costs in your area.
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Sweet for Conseco; bad news for consumers who counted on the long-term care policies to pay for costly nursing home stays says Trudy Lieberman at Columbia Jornalism Review. It looks as if the company is attempting to spin off an 11th hour Trust, without notifying its policyholders says lawyer
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by John Darer CLU ChFC MSSC CeFT RSP CLTC Updated June 11, 2026 Long-term care (LTC) insurance provides financial coverage for extended assistance with daily activities, including bathing, dressing, eating, and managing cognitive conditions such as dementia, whether delivered at home, in assisted living, or in a nursing facility. Since these services are often not…
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by John Darer CLU ChFC CSSC RSP Genworth Financial has produced an interactive map of the United States which breaks down the median cost of long term care by type and by state. Some really eye opening stuff. You can use the website to compare the costs between different metropolitan areas within particular states. Example…
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The New York Insurance Department’s Office of General Counsel has answered a question that could prove important for holders of Long Term Care Insurance policies in New York.
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An otherwise excellent article Donald Jay Korn on the financial security offered by long-term care insurers in the April 2009 issue of Financial Planning magazine (pp. 48-53) ends with a “goal line fumble” that has me scratching my head.