Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Life Insurance
-
Source: The SunAmerica Retirement Re-Set Study, July 2011 and Financial Planning News. Results based on an April 2011 Harris Interactive survey of 1,001 Americans over age 55. The importance of "guarantees over volatility" as shown in the results of this study are consistent with the Baby Boomer study which I wrote about earlier this month. We…
-
If the insured is still living, you won’t be able to receive this info. unless the insured has given written authorization that the insurer can release this information to you. If an insured has died, the beneficiary must contact the life insurer and file a claim for the insurance. If you are a valid beneficiary…
-
With life settlements, the purchaser of the life insurance payment rights has the responsibility of making premium payments, possibly for as long as the insured life lives. Prices are set based on an assumed life expectancy and an acceptable profit margin to the buyer based on the life expectancy assumption.
-
Almost 50% of Americans between the ages 45-70 have no financial plans in place to protect themselves against outliving their assets and the rising cost of healthcare should they live longer than they expected, according to a new survey released today by the Society of Actuaries (SOA). Additional findings show more than one-third are worried…
-
If you smoke anything other than cigarettes you may now be able to qualify for “Standard Plus” non smoker rates on term life insurance, universal life, whole life or other form of permanent insurance.
-
After winning a medical malpractice verdict in New York, the payment process involves complexities beyond a simple check. Attorney Gerry Oginski explains the post-trial and appellate process, highlighting the statutory requirements for structured judgments, which mandate annuities for future damages. These stipulations add risks for plaintiffs, particularly regarding customization and credit risk.
-
Sun Life’s pulling out from the No Lapse guarantee UL market represents the second major life insurer to jettison the popular product in the past couple of years. In early 2009 AXA Equitable stopped offering the product.
-
MORE TAXES+ GREATER INTRINSIC VALUE FOR NEW AND EXISTING STRUCTURES, even in a low interest rate environment. Check out the taxable equivalent yield chart at 4structures.com and see how that “puny 3% rate of return”, “ain’t too shabby” if you’re in the 40% tax bracket.
-
How often should one check one's website to check to see if what is being said is still current? What if the facts presented on one's website were not correct in the first place? Someone better tell Robert Risk at Structured Settlement Services that it's no longer 2001 or 2002. The following text currently…