Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
about
Category: Life Annuity
-
A structured settlement annuity may provide a contractual guarantee “to pay out for a lifetime”, however long that is. Depending on the age of the annuitant actual lifetime may exceed the maximum term of available bonds. With medical improvements and healthier living people are living longer.
-
Long Life Planning. Addressing longevity risk. How will a settlement planner make protecting against longevity risk a compelling decision in a “cash now” society? What skills will tomorrow’s settlement planner need? Very long lives are not a distant privilege=- very long lives are the probable.
-
Be careful how you use the word “guarantee” when expressing structured settlement payments in settlement agreements, qualified assignments, or sales presentations.
-
Without a backstop on a baseball field wayward 90 plus mile per hour fastballs and foul tips would keep on going and going or they might hurt someone. Without a backstop potential "wild pitches" such as medical expense spikes, wayward spending, less than expected investment results and better than expected longevity, have the potential to…
-
Annuity Issuers Addressing Longevity Risk as Research Concludes People Are Living Longer. If insurers guess wrong on insureds or a lot of people or advances in medicine mean significant blocks are going to exceed expectations then there is a bigger drag on surplus. How they manage that is important.
-
Annuities have been called “longevity insurance”. They protect against the risk of outliving your assets. How real is this risk? Let’s consider some actuarial projections………
-
Structured settlement annuities are not only for those who have suffered a catastrophic personal injury. If you are receiving a recovery for wrongful death or an employment related settlement, taxable damage settlement, or an attorney with a contingency fee, allocating part to a structured settlement can protect your recovery and possibly put you in a…
-
A rated age is an important component of a structured settlement pricing when there are life contingent payments