Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
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Category: Kingston Structured Settlements
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While a believer in comprehensive settlement planning, I think that my settlement industry colleagues must be mindful of pushing a figurative “casino buffet” when all someone wants or needs is a 2lb New York slice. Be mindful that when someone is in transition the overwhelm wire can be tripped easily.
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The low interest rate environment continues to favor New York plaintiffs with strong liability cases due to the 30 year old statutory growth rates juxtaposed against today’s low interest rates.
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New York judges are approving Pacific Life and Annuity index-linked structured settlement payment adjustment riders for minors in an Infant Compromise, as part of a proposed settlement planning allocation to complement fixed rate structured settlements
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For those plaintiffs whose financial needs and commitments provide little tolerance for risk and require having safety, security and guarantees that a structured settlement can provide as a safe alternative asset class however, it may not be prudent to be the sole asset class.
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Negative discount rates, a by product of the low interest rate environment, along with static statutory growth rates and static pre-judgment and post-judgment interest rates creates a bonanza for NY plaintiffs. John Darer® discusses the potential impact on case values, and need for CPLR 50A/50B expertise
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AGC Life Insurance Company guarantees the obligations owed to structured settlement payees under Qualified Assignments entered into AFTER after January 16, 2012. AGC Life is a MO domiciled life insurance company and owner of certain affiliated life insurance companies of AIG.
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Pacific Life Insurance Comapny began writing structured structured annuities in 2012. The company has been in the insurance business business since 1868. Structured settlement annuities are issued through Pacific Life & Annuity Company in New York and Pacific Life Insurance Company in all other states.
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Structured settlements are generally zero volatility income distribution products. More than half of consumers do not not wanting swings of more that 10% in their retirement portfolio according to a volatility poll conducted online by MetLife.
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Is the structured settlement broker the agent of the Defendant for purposes of “tender” in New York CPLR § 5003-a, or is it an agent of the insurance company? How about the independent contractor who is handling the administration for the structured settlement broker?
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A plaintiff cannot compel a Defendant or its Insurer to pay settlement proceeds into a Qualified Settlement Fund involving a single plaintiff says a Florida Court Order dated June 2, 2011, despite the fact that establishment of a qualified settlement fund had already been approved by the court in a settlement with a co-Defendant