Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Just Found Out I Have a Structured Settlementt A Structure and I’m 18
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Structured settlement payees should do their best to avoid selling their structured settlement payments for pennies on the dollar, “to help pay for college” or “help pay off college loans”. Many times the effective discount rate on proposed deals will exceed your student loan rate.
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So you want to invest in cryptos with your settlement money? Better read this!
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Are there any ethical considerations for a structured settlement co-broker placing a structured settlement for the defense using the information about the plaintiff’s structure to solicit them in the future for other insurance, advisory or investment products and services by them or third parties?
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A new reason to question the wisdom of handing an18 year old a large lump sum of cash at a time when they may be easily influenced, often.inexperienced and financially immature.One of the biggest mistakes a settlement recipient can make is to blab about their settlement.
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If you sell your right to receive structured settlement payments you sell those payments at a discount to the present value of the future payments, not the future value. You CANNOT have your inheritance in its entirety, up front or otherwise as Genex Capital misrepresents.
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Structured settlements don’t need much “after care”. Save for an infrequent address , beneficiary or bank change, or to explain to your child what structured settlement they have upon majority, there is nothing that you need to do with your structured settlement once you set it up.
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Crises, real or imagined, leave structured settlement annuitants vulnerable to opportunists. In 2010, Genex Capital attempted to induce an “interest rate panic” among structured settlement annuitants. In ” Selling Your Structured Settlement Is About To Get More Expensive” Genex made what has turned out to be a spectacular wolf call:
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There are a myriad of factors that must be considered whether selling your structured settlement would make any sense. Avoid a knee jerk reaction or impulse sale triggered by a slick sales pitch.
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While life changes sometimes bring valid reasons to sell structured settlement payments, Selling structured settlement payments is a decision that must be the result of sober thought, not a sales pitch. Arrive at your decision from a position of knowledge, well before entering into a contract to sell.
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Levi Johnston, best known for putting a "bun" in Bristol Palin's "oven" and milking his 15 minutes of "fame" into a book, a reality show (and whatever else) for over $1 million, can actually teach young adults something useful- about financial planning and settlement planning. I'll get to that in a minute. Levi Johntson Purportedly…