Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: John Darer Reviews
John Darer Reviews is a curated collection of analytical and investigative posts offering clear, expert evaluation of developments in the structured‑settlement, annuity, and specialty‑finance sectors. Each entry reflects my long‑standing commitment to factual accuracy, industry literacy, and transparent documentation of behavior across markets, companies, and regulatory environments.
This category serves as a branded hub for commentary that benefits from my four decades of experience:
forensic breakdowns, timeline reconstructions, ethical assessments, and deep‑context explanations that help readers understand not just what happened, but why it matters.
Over time, John Darer Reviews has become a recognizable signature on the blog — a place where readers know they’ll find grounded analysis, historical continuity, and a growing archive of posts tied together by a consistent voice and professional standard.
-
Immediate Annuities.com is not accurate about Structured Settlement Receivables in referring to assigned structured settlement payment rights as an annuity or annuities. A structured settlement factoring transaction does not involve any transfer of annuity policies.The “annuities listed” as secondary market annuities are not annuities. They are receivables.
-
NAIC warns of unlicensed legitimate Companies selling unregulated non-insurance products. Factored structured settlement receivables are an unregulated non-insurance product sold by legitimate companies as “Secondary Market Annuities”
-
2017 Revisions to the Life & Health Guaranty Associations Model Act (#520) | No Effect on Structured Settlement Annuitants’ Payments and Adopted by 80% of US states. Closes false narrative that factored structured settlements are eligible for protection in the event of the liquidation of annuity issuer.
-
North Carolina HB 845 is an act to update the North Carolina Structured Settlement Protection Act to align with the most recent version of the Model State Structured Settlement Protection Act approved by the National Counsel of Insurance Legislators (NCOIL).The update is way more toothy!
-
Czapanskiy misses the absurdity that unlike other financial services, there is little to no regulation of structured settlement factoring companies or individuals soliciting the sale of structured settlements for pennies on the dollar or dispensing financial advice that could lead to financial devastation
-
While such occurrences are rare, Colorado investors in other people’s structured settlement payments should know, before they invest, about the potentially devastating consequences to their investment in the event an insolvency or liquidation occurs. Read more about Colorado HB 23-1303 signed into law.
-
San Francisco lawyer Jovan Johnson billboarded structured settlement brokers such as Arcadia, Sage, Summit, Atlas and certain affiliated structured settlement consultants, and appeared to be using their names to generate leads for structured settlement factoring for which Johnson appears to earn a fee.
-
John Darer’s review discusses the secondary market for structured settlement receivables, highlighting the interests of various stakeholders including individual retail investors, fiduciaries, and legal professionals. It emphasizes the complexities of investing in structured settlements, which may be confused with traditional annuities, and calls attention to potential misadvice from financial advisors.
-
Structured settlement receivables are NOT annuities and NOT eligible for a 1035 exchange. Holders of retirement annuities may be in for a nasty surprise if they liquidate tax deferred annuities to buy “secondary market annuities”.. It could mean hundreds of thousands in taxes/penalties.. Yuck!
-
The readers of the Connecticut Law Tribune have voted 4structures.com LLC Best in Connecticut for structured settlements for the 7th consecutive year.