Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Immediate Annuity
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Today, yet another inquiry from a bewildered First Colony Life policyholder with the question " Did Genworth buy First Colony?" The answer is that First Colony was acquired by GE Capital and was part of GE Capital Financial Assurance (GEFA), a company which GE Capital subsequently spun off. The spin off is called Genworth. For…
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by John Darer CLU ChFC MSSC CeFT RSP CLTC Structured settlement payments, referred to as period certain, specify the duration for which annuity payments will be made, regardless of whether the annuitant lives through the entire payment schedule. Some people refer to a period certain as a guarantee period, however this usage occasionally leads to…
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Rated ages will vary based on the opinion of each annuity issuer’s medical underwriter after a review of medical records. Records related to the claims in the law suit as well as other unrelated factors may be considered. A rated age may or may not make a difference in the pricing of a structured settlement.
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Federal Settlement Group advertises “Immediate Annuity Quote” as a product on its webisite. It also comes up as such on an Internet Search. the title header at the top of the web page linked above, comes up in search engine results. It’s easy to see how this could confuse consumers, many of whom would be…
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I often receive solicitations from the California Institute of Finance at California Lutheran University about its Financial Planning program. Today an excerpt from a Steve Vernon book caught my eye "Don’t consider your lump sum as money you can spend in retirement. I know this sounds weird, but stay with me for awhile. My worry…
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A structured settlement annuity is an insurance annuity. Perhaps the question could be better posed as “how is a structured settlement annuity different from other annuities?” click and read our explanation
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‘Life Structured Settlements in New York is the latest made up term circulating in the blogosphere. What in the world is a “life structured settlement”?
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Disabled taxpayer relief by permitting withdrawals of unequal periodic payments from the taxpayer’s , says 2010 IRS Private Letter Ruling
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New York Life is among the select companies that hold top ratings from AM Best, Moody’s, and Fitch. Those who accept them as qualified funding assets for structured settlements value the guarantees provided by a company with a legacy of long-term financial stability, operating since the 1800s.
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Say you settled your personal injury case in October 2007 and your financial planner or stock broker brushed off a structured settlement for you or your client because they thought you "could do better over the long term". You did too! It was just announced at 945am on CNBC that the NASDAQ market is down…