Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Florida Structured Settlement Investments
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A structured settlement is not an annuity, A structured settlement obligation may be funded with an annuity but the structured settlement itself is not an annuity. This is a fundamental and important distinction for anyone seeking to invest in structured settlement payment rights.
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Structured settlement receivables are NOT annuities and NOT eligible for a 1035 exchange. Holders of retirement annuities may be in for a nasty surprise if they liquidate tax deferred annuities to buy “secondary market annuities”.. It could mean hundreds of thousands in taxes/penalties.. Yuck!
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The National Association of Insurance Commissioners implicitly stated in its Statutory Issue Paper 160 that acquired structured settlement payment rights are not an annuity. Investors beware!
