Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: FINRA

  • Getting “PSSI” in the Name of Financial Literacy and Attention to Detail

    Getting “PSSI” in the Name of Financial Literacy and Attention to Detail

    The new website of John Bat’s Plaintiff Settlement Solutions Incorporated (“PSSI”, pronounced “Pissy”) is NOT one of “life’s moments that takes our breath away”. As Will Smith might have paraphrased back in the day, time to start “gettin’ pissy with it”

  • Weathering Tough Financial Times-The Long Term Costs of Quick Cash

    “Rising fuel and food prices, declines in the housing market, volatility in the financial markets, an ever-tightening credit crunch…– they’re all creating unexpected financial challenges for many Americans,  But tough financial times don’t necessarily justify resorting to risky ways to make ends meet.” Mary Schapiro CEO Financial Industry Regulatory Authority ("FINRA") Weathering Tough Financial Times-The…